A payday advance provides you with an unsecured, short-term cash advance until your payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. With Personal Cash Advance you can apply for a payday loan online and have your advance electronically deposited to your checking or savings account.

What are the minimum requirements for approval?

• Currently have a job (or receive regular income)
• Are 18 years of age or older
• Have checking account or savings account

What if I have poor credit?

No problem! Unlike many other financial institutions, we do not check your credit.

How soon can I receive my cash advance?

Within 24 hours

What documents do you require for me to fax in

Absolutely nothing! Our loans are paperless, and require no faxing.

How do I know if I am approved?

We will contact you by phone or via e-mail within one hour about the status of your application during normal business hours 7am-7pm.  For applications submitted after hours we will contact you first thing the next business morning

How do I determine my due date?

All loans are due on your next payday.  The maximum advance term is 30 days

What happens if I do not have the fund necessary to repay you on my due date?

You must contact us immediately?

Can I have more than one loan with you at a time?

No. We must have the full amount collected before we can issue another loan